Novatti Pty. Ltd.

Legacy House
Level 1, 293 Swanston Street
Melbourne, Victoria,
Tel: +61 3 9011 8490
Web Site
 More Addresses
Level 1, 23 Wellington Street
South Africa
Tel: +27 11 480 4913

Novatti (Previously known as Total Tel International (TTI)) has a 15 year track record of successful development of high volume, mission critical systems. The emphasis has been on the development and delivery of product that delivers features and functionality that allows our customers to deliver a strong value proposition to their customers and partners in their eco-system and their target markets.


Operational experience includes; prepaid mobile virtual network operator (joint venture with Vodafone), electronic recharge voucher distribution (Australia and Canada), prepaid phonecard operator (Unidial Australia), payment systems integrator and cloud digital wallet service provider and services reseller.  Novatti is unique for a technology vendor in that its leadership team has extensive experience as an operator of payments and telecom subscriber businesses and subsequent significant level domain knowledge in these industries. Novatti has the capacity to better understand customer requirements and emerging market trends

Our products & solutions division, Novatti, develops, implements and supports:

Payment systems including - Prepaid Mobile Top-up & Recharge | Digital Wallets |Rural & Remote Banking 

Prepaid Mobile Voucher and Supply Chain Management

On-line Charging and Prepaid Billing


Our professional services division, NovattiConsult, is comprised of Enterprise IT Specialists who are available to assist with client projects.  NovattiConsult can provide project teams, project sub teams or specific resources in line with client specific resourcing requirements.

The Novatti Payment System (NPS) is an enabling platform for value added financial services, mobile commerce, and online transactions. It comprises a core transaction engine and a number of application modules, such as Electronic Value Distribution, M-Commerce, and consumer Digital Wallet modules. Each application module includes transaction flows and business rules specific to that module.


The APS is a versatile and dynamic payment platform that can be configured and deployed to provide a range of payment solutions with multi-channel access. Transactions can originate from mobile devices, PC’s, EFTPOS, ATM’s and point of sale terminals.


It can be deployed by Telco’s, Banks, Content Providers, Billers and Service Providers to deliver customized payment and digital wallet services to end-customers directly or via multi-tier distribution channels and retailers. It interfaces with third party systems and financial institutions to provide a true m-commerce eco-system.

Please check our website: for further information

Solution Focus:
Application Development, Network Switching